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First Time Home Buyer FIRST TIME HOME BUYER: ARE YOU READY TO PURCHASE A HOME? BUYING A HOME IS A BIG DEAL. HERE IS SOME USEFUL INFORMATION IF YOU ARE CONSIDERING PURCHASING YOUR FIRST HOME.   It happens quite often; people rush into home ownership because it is a sign of adulthood, maturity, and financial responsibility. Owning a home is a big commitment, it is never guaranteed to be a […]
FIRST TIME BUYER: MORTGAGES, PRE-APPROVAL, PRE-QUALIFICATION AND THE STRESS TEST CONGRATULATIONS, YOU’VE DECIDED TO PURCHASE YOUR FIRST HOME! BUYING A HOUSE IS AN EXCITING TIME, AND IF YOU ARE LIKE MOST FIRST TIME HOME BUYERS, YOU FEEL EQUAL PARTS EXCITEMENT AND DREAD. FORTUNATELY GETTING A MORTGAGE AND BUYING A HOME ISN’T AS DIFFICULT AS YOU THINK AS LONG AS YOU DO YOUR RESEARCH FIRST. Download […]
FIRST TIME HOME BUYER: EXPLAINING MORTGAGE TERMS   Accredited Mortgage Professional: Accredited Mortgage Professional (or AMP) is a professional designation created by the Canadian Association of Accredited Mortgage Professionals. It essentially is a designation that demonstrates a commitment to ongoing education and ethical behaviour in the mortgage industry. Adjustment Date: Also known as an interest adjustment date, is the date in which the interest […]
FIRST TIME HOME BUYER: FINDING A REAL ESTATE AGENT THE BENEFITS OF BUYER REPRESENTATION Hands down, the best reason to have your own Real Estate Agent as a buyer, is that your agent works for you, and has your best interests in mind. They can provide valuable information and insight when looking for a home, negotiating a purchase price, and during the home inspection […]
FIRST TIME BUYER: BALANCING NEEDS AND WANTS IN YOUR NEW HOME Now things start to get exciting! You have your pre-approval (in writing) from your bank or mortgage broker, and you’ve found a great Real Estate Agent to work with – it’s time to start the search for your dream home! For prospective home buyers that come to me and ask to go out looking at […]
FIRST TIME HOME BUYER: LOCATION, LOCATION, LOCATION Now that you’ve determined what you want in a home versus what you need in a home (the hardest part); the only step left before you actually begin to look at homes is to determine where you want to live? Keeping in mind that purchasing a home is a long term commitment, you really want […]
FIRST TIME HOME BUYER: YOU’VE FOUND “THE ONE” NOW WHAT? Congratulations! You’ve taken the next step to homeownership, you’ve searched and viewed many homes and finally found the right property for you and you’re ready to submit an offer to the seller, so what happens now? PROPERTY RESEARCH This is where your REALTOR® will be your biggest asset. Your agent should investigate the selling history […]
FIRST TIME HOME BUYER: OFFER ACCEPTED AND CONDITIONS REMOVED, WHAT’S NEXT? Now that your offer has moved through the pending or conditional process and all conditions have been met, the home is officially marked as SOLD for marketing purposes by the listing agent. Sold signs will be put on the property, and the listing will be removed as an active listing on the MLS System. However, […]
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First Time Home Buyer FIRST TIME HOME BUYER: POSSESSION DAY! CONGRATULATIONS! IT’S POSSESSION DAY!  You’re in the final step of your transaction, today is the day your lender will fund your mortgage, and your first home will become yours. Possession day is scary, exciting and very emotional. Here’s what you can expect. BEHIND THE SCENES ON CLOSING DAY Today is the day that all of […]
Real Property Reports FREQUENTLY ASKED QUESTIONS: REAL PROPERTY REPORTS As REALTORS® we are often asked, what is a Real Property Report, who needs a Real Property Report, what is compliance, how do I get a Real Property Report etc. Here are all the answers to your burning Real Property Report Questions.
Homeowner Tips HOMEOWNER GUIDE: RADON Radon is a naturally occurring radioactive gas produced by the breakdown of the uranium in soil, rocks, and water—is present in all houses. Left unmitigated, high levels of radon can present significant health risks, so testing is an essential element of responsible homeownership. Long-term testing, advocated by Health Canada, provides the most accurate measure of […]
Condo Life Sky Residences At Ice District (March 2019 Update) The “Ice District” has been the center of every conversation surrounding downtown Edmonton since the plans for Rogers Place were announced. Great news for Edmonton, and a fantastic opportunity to revitalize our downtown core that before this was quickly becoming a ghost town. Edmonton’s downtown core is in the middle of a rapid transformation, with […]
First Time Home Buyer First Time Home Buyer Incentive (Canadian Federal Government)   The First-Time Home Buyer incentive aims to help qualified first-time buyers reduce their monthly mortgage carrying costs without adding to their financial burdens. The Federal Government along with the Canadian Mortgage and Housing Corporation have announced this program will launch on September 2, 2019. According to the tip sheet provided by the Government of […]

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